1. About Kaibigan Club

2. Join Kaibigan Club

3. Coach, levels, points, and rank

4. Apply for a loan

5. Contact Us

1. About Kaibigan Club

1. What is Kaibigan Club?

Kaibigan Club is a program that helps its members get approved for loans. Members have access to financial tools on the Kaibigan Club website. By improving spending habits, members prove their trustworthiness and increase their chances of being approved for a loan.

2. Why join Kaibigan Club?

Whether you're having an emergency, recovering from difficult times or just interested in managing your finances better, we're here to help you become a successful and trustworthy borrower.

No matter what your financial situation is, our mission is to transform members into responsible spenders, then to savers, and finally, investors.

2. Join Kaibigan Club

1. Who can join Kaibigan Club?

Anyone can join Kaibigan Club, especially people that want to take care of their financial health.

2. Why do I need a Facebook account to join Kaibigan Club?

A Facebook account is required to become a member of Kaibigan Club so that we can get to know you beyond your bank history. You're a person, not a bank statement.
Linking your Facebook page also speeds up the registration process, and keeps your information up to date.

We will never post anything to your Facebook wall, and will always keep your personal information private.

3. Can I join Kaibigan Club if I don't need a loan?

If you don't need a loan at this moment, you can still join Kaibigan Club to get a head start on improving your financial health.

By the time you need a loan or in case of an emergency, you'll have a better chance of getting approved for a loan with a lower interest rate.

4. How do I join Kaibigan Club?

To join Kaibigan Club, all you need to do is link your Facebook account to the Kaibigan Club website.

5. How long does it take to join Kaibigan Club?

The entire registration process is online, and can be done in less than 5-minutes.

3. Coach, levels, points, and rank

1. What is Coach?

Coach is Kaibigan Club's online financial training program. Coach helps members strengthen their financial health to get approved for a loan, and makes sure that members spend wisely so they can pay back their loan on-time.

Coach contains activities to learn and practice financial skills, and gives personalized recommendations to help you save more money.

2. What are levels?

Your level determines the loan amount you can request. The higher your level, the larger the loan amount is:

Level 1 = 2,500PHP
Level 2 = 2,500 - 5,000PHP
Level 3 = 2,500 - 7,500PHP
Level 4 = 2,500 - 10,000PHP
Level 5 = 10,000PHP++

All members start at level 1. Members must successfully complete a loan to move to the next level.

3. What are points?

Points are rewards for completing Coach activities which show that you are being financially responsible. Score points to unlock new Coach features to keep improving your financial skills. This will increase your chances of getting a loan or a better interest rate for your loan.

Members may lose points with irresponsible financial behavior such as missing loan payments.

4. What does my rank mean?

Members are ranked against other members in the same level. The rank helps you understand if you need more practice with Coach.

4. Apply for a loan

1. How do I apply for a loan?

To apply for a loan, the first step is to become a member of Kaibigan Club by creating an online account. Once you're a member, you must unlock the loan application by completing activities on Coach. After the loan application is unlocked, you can fill out and submit your loan application on the Kaibigan Club website.

2. How big are the loans?

Loans range from P2,500-10,000 depending on your level. Your level determines the loan amount you can request:

Level 1 = 2,500PHP
Level 2 = 2,500 - 5,000PHP
Level 3 = 2,500 - 7,500PHP
Level 4 = 2,500 - 10,000PHP
Level 5 = 10,000PHP++

3. When can I apply for a loan?

Follow us on Facebook to get updates on when loan applications will be accepted.

4. What is the interest rate for each loan?

The weekly interest rate can vary from 2.5%-6%. You may qualify for a lower interest rate by scoring more points with Coach.

5. How long will it take me to complete a loan application?

The loan application takes less than 10-minutes to fill out, and the entire application process is online.

6. How soon can I get the loan money?

You will be notified within 48-hours of submitting your application if your loan was approved or deferred. Once approved, you will receive a SMS with instructions on how to avail of the loan.

7. How many loans can I apply for?

You can only apply for one loan at a time. We do not accept multiple applications.

5. Contact Us

1. How do I contact Kaibigan Club?

There are two ways to get in touch with a Kaibigan Care representative:
1. Send us a private message on Facebook
2. Send an email through the contact form below

Kindly provide as much detail as possible in the email form below so we can assist you quickly.

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